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The Accounts Payable/Cash Disbursements (AP/CD) Process

Process Definition
Interacting structure of people, equipment, methods, and controls designed to accomplish the primary process functions.

Process Functions
  • Handle the repetitive work routines of the AP department and cashier
  • Support decision needs of those who manage the AP department and the cashier
  • Assist in preparation of internal and external reports
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> Additional Control Plans for AP & Cash Disbursement
    • Independent Validation of Vendor Invoices – Authority to record an invoice should come from the purchase order and receiving data
    • Three Way Matching – Invoice, PO and Receipt. Ensures that items on the invoice were ordered and received.
    • Independent Authorization to Make Payment – there should be segregation of duties between persons entering invoices to be paid and persons authorized to cut checks for payment
    • Reconcile Bank Accounts – ensures all disbursements made by the bank are authorized and accurate

The Fraud Connection

Creating Phony Vendors
- When the AP clerk has access to the vendor master data and can create a phony vendor. An example is when an AP clerk creates a phony vendor in the company's vendor master data and then opens a business account at a bank for that phony vendor. The clerk can then create and pay phony invoices to that phony vendor and then cash the checks and keep the money.
Forging Checks - Could occur if an AP Clerk pays a legitimate vendor invoice twice on purpose and then when the payee sends a checks back for the overpayment, the clerk intercepts and forges the check and keeps the money.